Our Services and Fees.
Pre-Purchase Homebuyer Education/Workshop in person - Free
Pre-Purchase/Homebuying Online eHomeAmerica - $100.00
FannieMae - HomeReady Online - $75.00
Foreclosure Counseling (FC) - $0.00 (Be Aware of Paying for FC Counseling)
Rental Counseling- $0.00
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Pre-Purchasing/Homebuying
Pre-purchase counseling for home ownership entails offering prospective homebuyers insightful guidance and education before they commit to a purchase. This service is designed to equip individuals with a comprehensive understanding of the home-buying process, financial obligations, and potential hurdles, enabling them to make well-informed decisions as they navigate the intricacies of real estate transactions.
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Disaster Preparedness Assistance/Recovery
An ERP guides an organization's actions in the initial minutes of an emergency. The goal of the emergency response plan is to ensure the safety of staff and clients and the security of property in the event of an emergency/disaster. An emergency response plan details the immediate actions to take to protect lives, avoid injuries, and stabilize the incident. These goals ensure that the Continuity of Operations Plan (COOP) can be put into practice. The ERP identifies the threats that are most likely in your community (such as hurricanes, tornadoes, blackouts, cyberattacks, terrorist attacks), specifies measures and equipment to address specific emergencies, and spells out emergency procedures for the disaster event
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Non-Deliquency Post Purchase
Non-Delinquency Post Purchase assistance focuses on supporting homeowners who have successfully navigated their mortgage payments. Our dedicated counselors provide guidance on building and maintaining financial well-being, offering resources and advice on home maintenance, budgeting, and wealth-building strategies. Through proactive support, we aim to empower homeowners to thrive in their post-purchase journey, ensuring a sustainable and fulfilling homeownership experience.
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Rental Topics
In the realm of Rental Counseling, our services cater to individuals seeking guidance and support in navigating the rental market. Our experienced counselors offer insights into rental agreements, lease negotiations, tenant rights, and responsibilities. Whether you're a first-time renter or facing challenges in your current rental situation, we provide personalized advice to empower you in making informed decisions. Our Rental Counseling services aim to foster a positive and secure rental experience, ensuring that tenants are well-informed and equipped to address any housing-related concerns.
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Resolving/Preventing Forward Mortgage/Delinquency/Default
For Resolving/Preventing Mortgage Delinquency, our services are dedicated to assisting homeowners facing challenges with mortgage payments. Our expert counselors work collaboratively with clients to identify effective strategies for resolving delinquency issues and preventing future financial hardships. Whether through loan modification, negotiation with lenders, or financial planning, we are committed to finding tailored solutions to address the root causes of mortgage delinquency. Our goal is to empower homeowners to regain financial stability and prevent future delinquency, promoting sustainable and secure homeownership.
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Pre-Purchase Homebuyer Education Workshop
Attendees will receive information on topics that will prepare the prospective homebuyer to make informed home purchase decisions. Clients also receive important material on home inspection, pre-foreclosure, and any other homeownership topic relevant to successfully maintaining a home. A Certification of Completion is issued upon completing the workshop. For additional one-on-one assistance, you can schedule a personalized session with a counselor. Learn more about the roles of the professionals involved in the home buying process from choosing a home to learning about down payment assistance programs. Meet lenders, realtors, inspectors, insurance agents, and attorneys.